Costa Rica Capital Group

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5/6 Adjustable Rate

This is a 30 year amortization loan. The first 5 years the interest is fixed, after that it becomes adjustable once every 6 months.

7/6 Adjustable Rate

This is a 30 year amortization loan. The first 7 years the interest rate is fixed, after that it becomes adjustable once every 6 months.

30 Year Fixed

This is a 30 year amortization loan where the interest rate is fixed for the life of the loan & can be used for purchase or a cash out refinance.

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Accredited Business Real Estate

NMLS# 4545454. For Licensing Information please visit nmlsconsumeraccess.org.

Costa Rica Capital Group Provides Equal Lending Opportunities To All Applicants And Prohibits Discrimination And Harassment Of Any Type Without Regard To Race, Color, Religion, Age, Sex, National Origin, Disability Status, Genetics, Protected Veteran Status, Sexual Orientation, Gender Identity Or Expression, Or Any Other Characteristic Protected By Federal, State Or Local Laws.

The Disclosed Interest Rate Reflects A Base Rate For An Adjustable Rate Loan And Does Not Include Any Rate Or Pricing Adjustments Based On Credit Scores, Fees, Brokerage, Or Property Information. The Adjustable Rate Offer Has The Initial Interest Rate Is Fixed For The First Seven Years Of The Loan Depending On Which Program You Select. After The Initial Fixed Rate Period, The Interest Rate Charged Will Be Based On An Interest Rate Plus A Margin. The Index Is The SOFR Index And Is The 180 Day Average Provided By The Federal Reserve Bank Of New York. The Most Recent Index Figure Available As Of The Date 45 Days Before Each Change Date Is Called The "Current Index." Information About The Index Is Published In The Federal Reserve Statistical Release, Form H.15 (519). Information About The Index Is Announced Weekly By The Federal Reserve Board. After The Initial Fixed Rate Period, The Applicable Interest Rate And Payment Amount Under The Adjustable Rate Loan Will Be Adjusted Semi-annually Based On Movement Of The Index. The Fixed Loan Product Has A Fixed Rate For The Lifetime Of The Loan, 30 Years. The Index Is The Primary Mortgage Market Survey 30-yr FRM US Weekly Average Published And Made Available By Freddie Mac. All Content Is Subject To Change Without Notice. All Content Is Provided On An "As Is" Basis, With No Warranties Of Any Kind Whatsoever. If Either Index Ceases To Be Made Available, We Will Choose A New Index Which Is Based Upon Comparable Information.

The Disclosed Offer Will Be Calculated Based On Provided Information And Will Be Subject To Change Upon The Final Appraisal And Final Loan Offer. Your Actual Monthly Payment May Be Higher. All Rates And Offers Are Offered For A Limited Time And Subject To Change Without Notice. Rates Are Based On An Evaluation Of Credit History, Loan-to-Value, And Loan Term, So Your Rate May Differ. An Escrow Account Is Required. Or Requested. The Actual Monthly Payment Will Also Include Normally Escrow Payments. Other Restrictions May Apply. All Loans Are Subject To Credit, Underwriting And Property Approval Guidelines. Offered Loan Products May Vary By State. There Is No Guarantee That All Borrowers Will Qualify. Restrictions May Apply. This Is Not A Commitment To Lend. Terms, Conditions, And Programs Are Subject To Change Without Notice.

US Patriot Act Disclosure: To Help The Government Fight The Funding Of Terrorism And Money Laundering Activities, Federal Law Requires All Financial Institutions To Obtain, Verify, And Record Information That Identifies Every Customer.